3. Andile Aggressive -25 years of age - he is a real go-getter. He is a Business Development Manager for a large marketing company and is not married. He recently bought a trendy apartment in the heart of Sandton for R5m and still has 20 years left on the bond for the full amount. He drives a Mercedes SLK, which he bought on Hire Purchase for R1m and still has 3 years left on this. He has very little other expenses and comfortably pays the bond and HP repayments from his salary and still has enough disposable income to lead a very active social life. He is living the life. He recently got a R1m bonus (after tax) for landing a big client at work and is looking for investment options. Your company has asked you to analyse 3 companies on the JSE as investment options: 1. Vodacom 2. Capitec 3. Goldfields You are required to: 1. Analyse each of the 3 companies and write a Risk vs Reward assessment on each of them. Your analysis must cover (at minimum) the following a. Assess the key financial ratios b. Review historical performance and assess the future growth prospects of the business c. Assess the effectiveness of management in executing the vision of the companies. d. Any other relevant factors that you obtain through your research (qualitative and quantitative) 2. Profile each of the 3 investors above in terms of their perceived risk appetite versus their expectations of return. 3. Recommend a detailed investment strategy for each of the 3 new customers, including how you would allocate the monies between the different investment options 4. Make any assumptions you deem appropriate by stating them clearly 5. You assignment must be no longer than 10 pages. 6. Your assignment will be graded along the following criteria: ASSIGNMENT: The syndicate assignment is set out below, which is due on 27 October 2023 You are the newly appointed Head of Investment Decision Making for a small Investment Bank called "Money Is So Easy To Make". The investment bank has a short but proud track record of investing money on behalf of wealthy individuals and giving them above average market returns. They have recently acquired 3 new customers as follows: 1. Cheryl Conservative -65 years of age - just retired from her corporate job and has been paid her pension of R10m (after tax) as a lump sum. Her children are all married and have left home and her husband passed away 5 years ago. She wants to settle down into retirement and is looking for options to invest her pension payout. 2. Muhammad Midlife - 45 years of age - owns a small but successful shoe shop at the Oriental Plaza. He has 7 years left to pay off the bond on his house (outstanding balance if R1m ), and has 2 years left to pay off his car (outstanding balance is R500,000 ). He has 3 children (all in school) and his wife helps him in the business. His Dad passed away and he has inherited R2m from the estate (after tax) and is looking for investment opportunities. The business generates enough money to pay the bond and the car payment monthly, as well as the daily running expenses of his family. Some months are tight and he has a deficit in some months but they always manage to scrape by