3) Assume, today is January 1, 2023. You will need 1500000 KZT to start your own business right after your graduation two years later. You are planning to deposit some amount of money to a savings account today that pays at an annual rate of 8%. How large must your deposit must be today, so that after 2 years you will have the required 1500000 KZT. (Hint: Draw the cash flow time line properly and solve by means of as many ways as you can)