3. Calculate Let's say that you can choose between the following two alternatives: (1) you will be given $50,000, the money will be placed in an account earning 10% interest, and you may have the future value in 20 years; or (2) $7,500 will be placed in an account every year for 20 years, the account will earn 8% an annual basis, and you may have the future value in 20 years. If your goal is to maximize your savings, which alternative should you choose