3) Craigory is looking to buy a cardboard standee of Nicholas Cage, that goes for about $18,000 (it's a nice standee). They are looking to save for this in an account. that accrues 3% interest compounded monthly for 5 years. (a) If Craigory decides to put one lump sum payment into the account, how much would be needed to meet their goal? Answer: (b) If Craigory decides to make monthly payments into the account, how much would the monthly payment be