3 Dave Krug finances a new automobile by paying $5,80 payment to be made one month after the purchase. The loan bears interest at an annual rate of 12% what is th 0 cash and agreeing to make 20 monthly payments of $440 each, the first e cost of the and EVA of $) (Use appropriate factor(s) from the tables provided. Round PVA factor to 4 au decimal places.) 25 points 0233:05 Table FactorPresent Value of Loan Payment able V s are Based on Pa links