3. Investment Value. Almas pays off the loan. He now wants to invest the $3,648 per year he had budgeted for car payments. He decides to invest it into his employer-sponsored retirement plan that returns an annual average of 12% . With 15 years until retirement, ow much more money will he have at retirement by following through with his plan.

3. Investment Value. Almas pays off the loan. He now wants to invest the $3,648 per year he had budgeted for car payments. He decides to invest it into his employer-sponsored retirement plan that returns an annual average of 12%. With 15 years until retirement, ow much more money will he have at retirement by following through with his plan. 3. Investment Value. Almas pays off the loan. He now wants to invest the $3,648 per year he had budgeted for car payments. He decides to invest it into his employer-sponsored retirement plan that returns an annual average of 12%. With 15 years until retirement, ow much more money will he have at retirement by following through with his plan