3. Julie Magardino is shopping for a mortgage. She needs to borrow $350,000. Bank of Americas rate for a 30-year fixed rate loan is 4.50% while Wells Fargo is offering her a rate of 4.67%. What will her respective monthly payments be with both lenders? Julies husband says since the rates are so similar and his buddy runs the mortgage office at Wells Fargo, he wants to sign with Wells Fargo. Over the life of the loan, how much more will Julie pay if she chooses Wells Fargo?