3. Oni Sims runs a large homeless shelter and resource dispensary on Detroit's west side. As with most not-for-profits, Ms. Sims' organization's receipts are heavily weighted towards December, when people tend to make tax-deductible donations just before year-end. In order to be sure that the shelter and dispensary have plenty of cash on hand during the fall, Ms. Sims is preparing a cash budget for the fourth quarter of the 2019 fiscal year. Using the following assumptions, please prepare a cash budget for the 4th quarter for the homeless shelter and resource dispensary. (20 points) a. Beginning Cash is $25,000. b. The required minimum cash balance at any month-end is $20,000. c. Borrowing is performed at the beginning of the month in $1,000 increments. d. The interest rate is 12% per year, payable when the loan is repaid. e. Repayments occur at the end of the month