3. Preventive measures are put in place by banks in order to avoid issues in lending that are most usually related to inability of a debtor to pay. What are the key danger signs that can be identified when we go through internal records and visits the borrower's premises? What areas of remedial action in the borrower's business that a lender should examine? If an issue has already happened, what actions can bank take to fix it? (12.5 marks)