$(3$pts$.)$ You pay $$425$ a month for a loan on a car purchase. You are paying a rate of $8\mathrm{.}5\%$ compounded monthly, how much is the remaining balance of the loan if you still have $3$ years left on the loan?

$(3\mathrm{.}5$pts$.)$ You have saved $$825,000$ in your retirement fund and now you are going retire. How much can you withdraw each quarter for the next $20$ years if the bank pays $2\mathrm{.}25\%$ interest compouned quarterly?