3. Richard and Pauline have decided to consolidate their debts into their home loan with two splits, one for the existing home loan and a second split for all other debts. They will not be including the landscaping supplies business expense as they pay this in full each month and will clear the outstanding $500 from business account. In the template below provide a new liabilities summary once Richard and Pauline have completed the debt consolidation including their new monthly repayments. Note: They have chosen to refinance with 'One State Bank' who are offering a 4.5% interest rate on a variable, principal and interest loan over 30 years. Student response to Task 9: Question 3 Lender Answer here Total Interest rate Monthly repayment Debt Answer here Answer here Answer here