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3. Rutgers University starts allowing faculty members to deduct after-tax money automatically from their paychecks to be deposited in a pension plan. This pension plan

3. Rutgers University starts allowing faculty members to deduct after-tax money automatically from their paychecks to be deposited in a pension plan. This pension plan earns the same internet as a regular bank account. Why might people participate in this plan when there are no financial incentives to do so?

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