3. Tekom datore del presente anon) go 7/2.01. Whals on Loudly and conced Interest Sensitivity (For Smith Mille Bank, Balance Sheet (dollars in thousands) Liabilities 17 Assets Cash and due from banks $ 8,400 Short-term securities 25,600 Short-term lime deposits. Long-term securities 15,000 Long-term time deposits 30,000 High variable loans 20,000 Borrowings .3,000 Medium variable loans 20,000 Equity apital 8.000 My Fixed-rate loans. 20,000 $111.000 Premises 2.000 $111.000 Income Statement (dollars in thousands) Revenues $12.716 Interest expenses -9,000 Other expenses 2.000 Operating income 1,686 Taxes (46%) -776 Net income S 910 Find: > Net interest margin ROE, utilizing DuPont Liquidity risk Interest rate risk Risk-adjusted capital ratio, given the following asset weights: > Cash and short-term securities = 0% > Long-term securities = 20% High quality variable and fixed rate loans = 50% Medium quality loans and premise (PPE) = 100% Bottom line: briefly, strengths and weaknesses? 42 3. Tekom datore del presente anon) go 7/2.01. Whals on Loudly and conced Interest Sensitivity (For Smith Mille Bank, Balance Sheet (dollars in thousands) Liabilities 17 Assets Cash and due from banks $ 8,400 Short-term securities 25,600 Short-term lime deposits. Long-term securities 15,000 Long-term time deposits 30,000 High variable loans 20,000 Borrowings .3,000 Medium variable loans 20,000 Equity apital 8.000 My Fixed-rate loans. 20,000 $111.000 Premises 2.000 $111.000 Income Statement (dollars in thousands) Revenues $12.716 Interest expenses -9,000 Other expenses 2.000 Operating income 1,686 Taxes (46%) -776 Net income S 910 Find: > Net interest margin ROE, utilizing DuPont Liquidity risk Interest rate risk Risk-adjusted capital ratio, given the following asset weights: > Cash and short-term securities = 0% > Long-term securities = 20% High quality variable and fixed rate loans = 50% Medium quality loans and premise (PPE) = 100% Bottom line: briefly, strengths and weaknesses? 42