3. . the math of interest. please indicate if you are unsure or totally sure about the answer. Please show solutions step by step

On Jan 1,2022 Sam has a net worth of $165,000.00. His net worth grows at an effective annual rate of 5.570%, but inflation is running at 8.440% annually. How many years until his net worth (in constant dollars) is less than $150,000.00? a. 4 years b. 8 years c. 11 years d. 1 years e. 9 years Certainty?: C=1 (Unsure: C=2 (Mid: >67%)C=3 (Quite sure: >80% )