3. Three methods of funds and security transfer between financial market participants There are three mechanisms used to move funds and securities between savers and investors. A method that uses a middleman to bring about the interaction between a borrower and a saver is called The following diagram describes the exchange of funds and securities between borrowers and savers (investors). Examine the diagram and use it to answer the following questions. Flow t1 represents: Flow 12 represents: This form of exchange involves