3) TVM a) You invest $10,000 today in the stock market. If you earn 8.5% return over the next 30 years, how much will have after 30 years? b) Assume you have no money saved but you start saving $100 each month for the next 30 years in a savings account that pays 5% annual interest (monthly compounding). How much money would you have after 30 years? c) How long would it take to double your money in the stock market? Assume an 8.5% return d) You want to buy a car for $50,000 and the dealer offers you 5% (annual interest rate). If you make a $10,000 down payment, what are your monthly payments? e) What is your effective annual rate