3. Uses of commercial bank funds Which of the following are ways that commercial banks use the funds they receive? Check all that apply. Provide working capital loans to support business that don't want to add debt to their balance sheet but still need large amounts of capital for major purchases. Provide term loans to support business that don't want to add debt to their balance sheet but still need large amounts of capital for major purchases. Provide working capital loans to support business' ongoing operations. Engage in repurchase agreements. True or False: The major use for bank funds is real estate loans. True False