3. Using data from the last three years, comment on the relative credit worthiness of Canadian Tire versus Walmart. At a minimum, you should examine the credit rating of both companies as well as their Altman Z-score trends. (Hint: the financial statements of Canadian Tire in particular are a mess in their annual report. Thus if I was doing this assignment I would use a service like Yahoo Finance where I could get standardized financial statements rather than hunting everywhere in a 200+ page report trying to get the data that I need. Just saying ) Note: Z-score formula is : 3 .3*(EBIT/Sales) + 1.2*(NWC/Assets) +(Sales/Assets) +0.6*(MV of Equity/BV of Debt) +1.4*(RE/Assets)