$3.$ What is the future value of a $5-$year ordinary annuity with annual payments of $$441,$ evaluated at a $15$ percent interest rate? $($Do not include the dollar sign $($$$),$ and round your answer to $2$ decimal places: for example, $536\mathrm{.}34)$

$4.$ Today is Janet's $23$rd

birthday. Starting today, Janet plans to begin saving for her retirement. Her plan is to contribute $$4,000$ to a brokerage account each year on her birthday. Her first contribution will take place today. Her $42$nd and final contribution will take place on her $64$th birthday. Her aunt has decided to help Janet with her savings, which is why she gave Janet $$20,000$ today as a birthday present to help get her account started. Assume that the account has an expected annual return of $14$ percent. How much will Janet expect to have in her account on her $65$th birthday? Round your answer to a whole dollar; for example $2345.$

$5.$ You are negotiating to buy a new car with a car salesman at a local dealer. You have negotiated the price to $$33,000.$ You have $$3,000$ to put towards the down payment and plan to get a loan for the rest. If you can get an annual interest rate of $9$ percent APR $($with monthly compounding$)$ over a $5-$year period, what would be your monthly payment? Round it to two decimal place $($cents$),$ e$.$g$.,234\mathrm{.}56.$