3. You are saving money for the purchase of a cottage near a lake in Northern BC. Currently you have $10,000 in a bank saving account that pays 4 percent per year and $40,000 in a stock mutual fund that expects to generate 10 percent per year for the next two years, and 7 percent per year afterwards. Your uncle has promised to give you $8,000 in three years that will be invested at 5 percent per year. How much money will you have in eight years