3. You are scheduled to receive $15,000. When you receive it, you will invest it for six years at 7.1 percent per year. How much will you have in six years? 4. You expect to receive $10,000 and plan on investing it at 11 percent until you have $75,000. How long will you wait from now? 5. How will increasing discount rate affect present value (PV) and why (write your answer in complete sentences)