3. You have just taken out an installment loan for $100,000. Assume that the loan will be repaid in 12 equal monthly installments of $9,456 and that the first payment will be due 1 month from today. How much is the rate of interest? How much of your third monthly payment will go toward the repayment of principal? 4. Use the following table to calculate: State of the Probability Projected Return Economy Recession 10 -15% Moderate 20 0% Average 40 10% Good 20 15% Outstanding 10 20% a. The Expected rate of return on this investment b. The risk (i.e. the standard deviation) of the investment