3.) You invest 10,319 at t= 0 in an active mutual fund that is benchmarked against the S&P 500. If you sell your shares in the mutual fund at t = 40, then how much money will you have? You can assume that the annual gross return is 0.083 and the expense ratio is 0.009 and the long-term capital gains tax rate is 15 %. (There are no front- or back-end loads for this question)