3. Z-Score Fair-to-Midland Manufacturing, Inc. (FMM), has applied for a loan at True Credit Bank. Jon Fulkerson, the credit analyst at the bank, has gathered the following information from the company's financial statements: Total assets EBIT Net working capital Book value of equity Accumulated retained earnings Sales $115,000 7,900 4,100 23,000 19,600 112,000 The stock price of FMM is $31 per share and there are 7,800 shares outstanding. What is the Z-score for this company