30. In the past, Justin purchased a aingle life annuity contract (S100,000 value) with no guaranteed period and no survivor benetit He wis now bospialied Yot a serious illiness. If Justin were to pass away, who could make a claim on behalf of his estate as regards the annuity? Only the executor of dustin's estate could make the clasm. Only Justin's spouse, as the contingent arnaifant, could make the ciaim. Any person to whom Justin has given a power of attorney could make the claim. A death claim could not be made for the annuity Justin purchased