305 BANK has $100 million in assets in the 0 percent risk-weight category. It has $200 million in assets in the 20 percent risk-weight category. It has $1,000 million in assets in the 50 percent risk-weight category and has $1,000 million in assets in the 100 percent risk-weight category. 305 BANK has $80 million in Tier 1 capital and $44 million in Tier 2 capital. What is 305 BANK's ratio of total capital to risk assets (total risk-based capital ratio)?

1.05%

2.86%

5.19%

5.34%

8.05%