31. A person wants receive 5,000 TL at the end of every six-month (ordipary annuity) for !5 years. If the interest rate is 16%, how much money does he have to invest now 32. A person takes out a real estate loan amounting 200,000 TL. Maturity is 10 years, monthly interest rate is 1.2 %. The loan will be paid in monthly payments. Payments will be made at the end of cach month. What is the amount of the monthly payments? 33. A business takes out a long-term bank loan amounting 15,000,000 TL. Maturity is 7 years, interest rate is 12 %. The loan will be paid in six-month payments. Payments will be made at the end of each six-month. What is the amount of the six-month payments? 34. A person is planning to invest a certain amount of money at the end of every six-month (ordinary annuity). That person wants to have 120,000 TL in this fund at the end of the tenth year.If the interest rate is 14 %, how much money does she have to invest at the end of every six-month? 35. A person is planning to invest a certain amount of money into a fund every month. The first payment will be made now (annuity due). That person wants to have 80,000 TL in this fund at the end of the fifth year. If the interest rate is 12 %, how much money does he have to invest every month beginning now