31- In reviewing his company's operations ,a risk manager noticed that all of the company's nished goods were housed in a single warehouse . The risk manager feared that if the warehouse was destroyed ,the company would lose all of its nished goods. He recommended that the nished goods be divided among 3 separate facilities .Dividing the nished goods among 3 facilities illustrates a) risk avoidance b) loss reduction 6) insurance (1) loss prevention