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31. One of the most important provisions of the Riegle-Neal Act was: A. Introducing bank deposit insurance in the U.S. B. Bringing foreign banks operating

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31. One of the most important provisions of the Riegle-Neal Act was: A. Introducing bank deposit insurance in the U.S. B. Bringing foreign banks operating in the U.S. under regulatory control. C. Opening the door to full interstate banking in the U.S. D. Starting a new insurance program for savings institutions. E. Initiating the chartering process for U.S. commercial banks. 32. Which of the following is not true about the Bipartisan Banking Act (BBA, also known as the Economic Growth, Regulatory Relief and Consumer Protection Act)? A. It repeals the Dodd-Frank Act. B. It reduces certain compliance requirements for Community Banks. C. It reduces the requirements for stress testing for most Commercial Banks. D. It has provisions to help Community Banks originate more loans to smaller businesses. E. It changes mandatory risk committee requirements for some banks. 33. borrow from Those Commercial Banks that are not members of the Federal Reserve System the Fed, and subject to the Fed's reserve requirements. A may; are B. may; are not C. may not; are not D. may not; are 34. Which of the following agencies would not regulate some Depository Institutions in the U.S.? A. The Federal Reserve B. The National Credit Union Administration c. State insurance departments D. The Comptroller of the Currency E. The Securities and Exchange Commission 35. Funding for Savings Institutions most often comes from A savings and time deposits. loans. C. mortgages. D. repurchase agreements. E. reverse repurchase agreements

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