32) Which of the following is NOT true with regard to an amortization table? A) The remaining principal balance at the end of a payment period is equal to the beginning-of-the-period principal less the total payment. B) The interest payment for a period is equal to the periodic interest rate multiplied by the beginning-of-the-period principal balance. C) The total payment is calculated by using the present value of an annuity formula. D) All of the above are true