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32. Which one of the following is a characteristic of universal life insurance? The cash value of the policy will always keep the coverage in

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32. Which one of the following is a characteristic of universal life insurance? The cash value of the policy will always keep the coverage in force. The cash value is guaranteed to earn at least a minimum interest rate. If the policyholder becomes unemployed, premiums will be waived. Policyholders are locked in to regular premium payment

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