326 Case Approach to Financial Planning Samantha O'Reilly 2.) Samantha O'Reilly has come to your office for a second opinion about her individual long-term disability policy. She was told that her best option for reducing the cost of her policy was to choose a long elimination period. But she has become worried that she will not be able to pay her monthly expenses for the year-long elimination period. She has some savings, but she is afraid that is not enough. a. If her current annual salary is $43,000, her taxes are $8,000, and she just barely manages to fund her Roth IRA each year with $5,000, how much of an emergency fund would she need to meet only her living expenses? How long would it take her to achieve the emergency fund goal above if she $18,500 saved, invests $300 per month, and earns an annual percentage yield or AP percent after taxes in her money market mutual fund. b. currently has Y of 4.25 c. If she could reduce her elimination period to nine months for an additic $10 per month, how much would she need to save on a monthly basis i market account to reach her emergency fund goal within twelve months? C this savings payment if she suspended her IRA contribution for one money months? Could she afford year? eshawn Carter