33. For an annuity producer, which of the following would be considered a conflict of interest that must be disclosed as such to a consumer? (Search Chapter 6) O a. any interest that could influence the impartiality of a recommendation ob. being licensed to sell both fixed and variable annuities Oc. not being licensed to sell both fixed and variable annuities Od. receiving compensation in the form of a commission from sale of a recommended annuity 4 34. For what primary reason must Annuity Producer Gene collect information and create a consumer profile? (Search Chapter 6) a. so that Gene can determine whether or not the consumer can afford the annuity he plans to recommend. O b. so that Gene can share the information with any producer he is training or mentoring OC. so that Gene can evaluate the customer's needs and objectives and analyze annuity products that will best serve these needs and objectives od. so that Gene can honestly claim he met the requirements of the NAIC best interest standard