33. With an interest-sensitive gap of -$10 million, a bank can reduce its interest-rate risk by

____

A) Paying a fixed-rate on $10 million and receiving a floating-rate on $10 million

B) Paying a floating-rate on $10 million and receiving a fixed-rate on $10 million

C) Selling $20 million fixed-rate assets

D) Buying $20 million fixed-rate assets