33. Ziad, aged 34, was an elementary school teacher for neveral yeara. Howeref, thaffing cutbacks and his love of food have prompled him is gh uns business. He fust purchased a pizza franchise (taking a $150,000 personal Iosn to finance the veriure) and entered into a five jear inase foi tin buninest Ziad owns a 20 -year term life insurance policy with a face amount of $250,000. He in alto covered for some benefits under his wites spoup invurance plan, but knows he needs additional coverage. What type of aceident and sickness coverage should Ziad purchase first? Crilical ivess incurance. Extended health insurance Creditor disabilify ineurance Disability income protection inturance