34 Which of the following individuals has purchased a PURE deferred annuity? a) Stacy, whose annuity payments began one month after the purchase of the annuity. b) Samuel, whose annuity payments are provided as a lump-sum on a date chosen by the annultant OC) Lenora, whose annuity payments commence upon the death of a specific individual. d) Lemur, whose payments commence at the end of five years--the date is fixed and inflexible