35. Randal is meeting with his client, Simon, to complete a whole life insurance application. Atrived at Simon's house, Randal tmelled strong scent of cigarettes and discovered some cigarette butts on the entrance. During the application process, Simon told Randal that he had quitted smoking six months ago. He indicated himself as non-smoker and signed on the application. What is Randal required to do in order to submit the application to life insurance compary? He should create a new policy lillustration with smoker rates and submit the application to insurance company. He should submit the application as it is; it is up to the underwriter to decide if further teating is required. He should order blood and utine tests on Simon to confirm his statement and submit the application to insurance company. He should write on the agent's comments recording his suspicion and submit the spplication to insurance compary. 35. Randal is meeting with his client, Simon, to complete a whole life insurance application. Atrived at Simon's house, Randal tmelled strong scent of cigarettes and discovered some cigarette butts on the entrance. During the application process, Simon told Randal that he had quitted smoking six months ago. He indicated himself as non-smoker and signed on the application. What is Randal required to do in order to submit the application to life insurance compary? He should create a new policy lillustration with smoker rates and submit the application to insurance company. He should submit the application as it is; it is up to the underwriter to decide if further teating is required. He should order blood and utine tests on Simon to confirm his statement and submit the application to insurance company. He should write on the agent's comments recording his suspicion and submit the spplication to insurance compary