3.5 "Saver's Credit Rate and AGI Thresholds (2021) Joint Return Head of Household All Others Not Over Applicable Percentage Over Not Over Over Not Over $39,500 $ 0 $29,625 $ 0 $19,750 50% 43,000 29,625 32,250 19,750 21,500 66,000 32,250 49,500 21,500 33,000 10% 49,500 33,000 $ Over 0 39,500 43,000 66,000 3.5 "Saver's Credit Rate and AGI Thresholds (2021) Joint Return Head of Household All Others Not Over Applicable Percentage Over Not Over Over Not Over $39,500 $ 0 $29,625 $ 0 $19,750 50% 43,000 29,625 32,250 19,750 21,500 66,000 32,250 49,500 21,500 33,000 10% 49,500 33,000 $ Over 0 39,500 43,000 66,000 Rafael and Lucy, married taxpayers, each contribute $4,250 to their respective 401(k) plans offered through their employers. The AGI reported on the couple's joint return is $53,400. Determine their credit for retirement plan contributions (the Saver's Credit). Click here to access the "Saver's" Credit Rate and AGI Thresholds Table. As a result, they may claim a credit for their retirement plan contributions of $ Feedback Check My Work Taxpayers may claim a nonrefundable credit for certain retirement plan contributions based on eligible contributions to certain qualified retirement plans, such as traditional and Roth IRAs and 401(k) plans