36. Carla wants to buy Ben's house for $221.000. Carla includes a contingency clause in the offer stating that she must sell her current house first. Ben agrees as long as Carla's house sells within 45 days. They sign the purchase agreement. During that 45-day period, the contract is O (a) executed O fb) executory O (C) voldable O d unenforceable 37. Bert is showing his buyer a home in a historic district. She mendons In passing that she would like to place solar panels on the roof. He knows that the homeowner's association bylaws would prohibit this in order to protect the historic character of the neighborhood but doesn't tell the buyer for fear she'll lose interest in the house. Bert has committed (a) actual fraud. (b) balt and switch. O () negligence O (d) no error 38. On a settlement statement, a new mortgage loan generally appears as a (a) credit to the buyer. (b) credit to the seller. O (9) debit to the buyer . Old debit to the seller