36 Ophelia is hit by another motor vehicle and is injured. She has a of Personal Auto Policy with Underinsured Motorists (UIM) Coverage 50 limits of 100/300. Assuming the other party is at-fault and underinsured, if Ophelia's policy defines an underinsured motor vehicle with a limits trigger, which one of the following is TRUE? The at-fault vehicle has liability limits equal to Ophelia's UIM limits. The at-fault vehicle's Liability Coverage is not enough to cover Ophelia's bodily injury damages. nan fault vehicle must be unidentified.