36. You are considering a payday loan for $100, which you will repay in 15 days. The loan company, which advertises its 'low" rate of 20%, wants a post-dated check for $120 dated 15 days in the future. What is the actual annual percentage rate (APR) that you will be paying if you accept the offer? O A. 384.2% B. 405.6% C. 486.7% D. 506.9% 37. Which one of the following costs should NOT be considered when evaluating a capital investment project? OA. Opportunity costs B. Erosion C. Sunk costs D. Project costs