37) The homeowner contract provision dealing with theft requires

A) the company to pay even if the insured

committed the actual theft of their own

property.

B) the same coverage regardless of the

homeowner form.

C) that even attempted theft which results in loss

is covered, unless otherwise excluded.

D) the insured to prove a loss was actually caused

by theft.

38) An H0-3 Form will cover, some or all, of which of the following causes of loss?

A) The insured drives their vehicle

into the dwelling, causing

extensive damage.

B) The insured's large dog destroys the

walls of the master bedroom.

C) Termites that cause extensive damage to

the wooden structural support of the

dwelling.

D) Settling of the foundation of the house

which cracks the concrete

basement floor.

39) Concurrent causation generally means A) when two or more perils happensimultaneously, coverage for any resulting loss is excluded.

A) when two or more perils happen

simultaneously, coverage for any

resulting loss is excluded.

B) HO-I and H0-2 contracts exclude

unusual weather related loses.

C) direct loss by weather is a special

exclusion under an H0-3.

D) None of the above

40) Under a Homeowners Form H0-15, all of the following statements are accurate, except:

A) it is added to a Form H0-3 to provide named perils coverage to contents.

B) it replaces the H0-5 Form from earlier contract language.

C) a marble statue would be covered for breakage if loss was caused by a specifically named peril.

D) theft by the insured is covered.

41) Dwelling forms and homeowners forms are similar in nature, except dwelling forms do not cover

A) theft

B) personal liability

C) money

D) all of the above