37. Which of the following has accelerated the globalization of financial markets: A. An expansion of protectionism practices B. The reduction of government regulations C. The movement toward fixed exchange rates D. A decrease in foreign access to domestic markets

38. April is a college student who wants to open a bank account for the first time. She has $500 cash to deposit in the account initially. The bank she chooses is not near her dorm, and it's difficult for her to get there. She has a part-time job and receives a bi-weekly paycheck that will be directly deposited into her account. Which of the following types of accounts should she ask for at the bank: A. Checking C. Money market B. Savings D. Certificate of deposit

39. Which of the following is not a standard financial statement: A. Income statement C. Shareholder sheet B. Balance sheet D. Cash flow statement

40. What does an income statement show about a company over a period of time? A. Profitability C. Equity B. Reliability D. Liabilities

41. The numbers listed in a stock table's 52-week high and low column tell you A. the best prices for the stock. B. if the stock price is overvalued. C. the range of prices for the year. D. the range of where the stock price should be.

42. Which of the following is a true statement about ticker symbols: A. They uniquely identify a company. B. They tell you what kind of stock it is. C. They are made up of the first three letters of a company's name. D. They are only given to companies on the New York Stock Exchange.

43. Which of the following is an example of a lending investment: A. Stocks C. Antiques B. Homes D. Bonds

44. Bennett has just finished college and has moved into her own apartment that is located on a bus line. She'll be able to take the bus to her new job that she's scheduled to start in a month. In fact, she'll need to rely on bus transportation until she saves money to buy a car. What insurance coverage should she have? A. Renter's insurance and temporary short-term health insurance B. Health and life insurance C. Renter's insurance and COBRA D. Auto insurance and temporary short-term health insurance

45. A labor strike against a major employer is an example of a(n) __________ risk. A. human C. economic B. natural D. internal

46. What type of financial records do businesses need to maintain in order to keep track of their transactions? A. Tax identification C. Payroll information B. Accounts receivable D. Operating procedure

47. Which of the following is the basic calculation used to analyze an income statement: A. Assets minus liabilities C. Income minus expenses B. Revenue plus sales D. Sales plus operating costs

48. Which of the following is a common financial-information management problem: A. Multiple financial data sources and systems within an organization B. Overreliance on a master source and system for financial data C. Strict organizational data governance policies and processes D. Insufficient financial information due to compliance regulations

49. A primary responsibility of financial-information management is to A. report financial transactions. C. develop new products. B. negotiate contracts with vendors. D. implement sales policiesr.