37.

Which of the following is not a source of systematic risk?

	a.	inflation
	b.	reduction in the value of the British pound
	c.	how a firm finances its assets
	d.	a decline in the Dow Jones industrial average

38. The risk-adjusted required rate of return excludes

	a.	the stock's standard deviation
	b.	the stock's beta
	c.	the risk-free rate
	d.	the anticipated return on the market