37D(1)(b) of the Pension Funds Act permits the pension fund to deduct an amount of money from an employee's pension fund benefits to compensate the employer for the damage caused by the employee, when two essential requirements are met: (1) There must be a written admission of liability by the employee; or (2) The employer must have obtained judgment against the employee. May a pension fund withhold pension fund benefits even if an admission of liability has not been obtained from an employee or if a court order has not been obtained against the employee? Discuss in full by referring to relevant case law