38) You are looking to purchase a property for 500,000. You have received two quotes. The first quote is an 90% IV 380 month amortization with a rate of 7.5%. The second offer comes from two sources. The first mortgage is 65% at 5,5% with 360 month amortization and the second mortgage takes the leverage to 90% at a rate of 10% with 360 month amortization. Which deal would you take