38. You are negotiating to make a 6 -year loan of $40,000 to Breck Inc. To repay you, Breck will pay $5,000 at the end of Year 1,$10,000 at the end of Year 2 , and $15,000 at the end of Year 3 , plus a fixed but currently unspecified cash flow, X, at the end of each year from year 4 through Year 6 . Breck is essentially riskless, so you are confident the payments will be made. You regard 8% as an appropriate rate of return on a low risk but illiquid 6 -year loan. What cash flow must the investment provide at the end of each of the final 3 years, that is, what is X ? a. $4,271.67 b. $4,496,49 c. $5,218.30 d. $7,278.14 e. None of the above