39. Merchants are required to warrant that the goods they sell or lease are t for the particular purpose for which a buyer or lessee will use the goods. 40. One requirement for a product liability suit based on negligence is a failure to exercise due 41. Misrepresentation on a label is not enough to show an intent to induce the reliance of anyone who may use the product. 42. An action in strict product liability requires that the product not be in a defective condition when the defendant sells it. 43. An action in strict product liability requires that the defendant fail to exercise reasonable care. 44. Many jurisdictions will consider the negligent actions of both the plaintiff and the defendant when apportioning liability in a product liability action. 45. The loan that a lender provides to enable a borrower to purchase real property is a mortgage. 46. The initial. interest rate is the part of a purchase price that is paid up front in cash. 47. A xed-rate mortgage is a standard mortgage with a rate of interest that changes periodically. 48. An adjustable-rate mortgage is a standard mortgage with an unchanging rate of interest. 49. With an interest-only mortgage. the borrower can choose to pay only the interest portion of the monthly payment for a specied period of time