39. Payments of profits that a corporation makes to shareholders are A. bonds. B. dividends. C. certificates of incorporation. ____ 40. The system of currency in the United States today uses A. the gold standard. B. wildcat banks. C. Federal Reserve notes. ____ 41. The __________ is the average value of a set of stocks supposed to represent the market as a whole. A. United States Securities and Exchange Commission B. Federal Open Market Committee C. Dow Jones Industrial Average ____ 42. A savings account with $25,000 and an annual interest rate of .04 percent will earn how much simple interest in one year? A. $2,500 B. $1,000 C. $400 ____ 43. Why is the demand for labor called a derived demand? A. It is constant and never changes. B. It is derived by a demand for products. C. It is highly elastic. ____ 44. Municipal bonds are A. issued by state and local governments to finance highways, parks, and schools. B. issued by the Department of the Treasury and considered safe investments. C. issued by corporations to help raise money for expanding the corporations