39) You borrow $75,000 at a semi-annual rate of 5.75% for 10 years. What is your annual payment? O $215,625.28 $10,069.75 $5,282.07 $4,983.10 None of the above 41) You want to save for a down payment on a house. You know you want to save $40,000 and the current rate is 2.19% compounded daily. You want to purchase the house in 10 years. How much money will you need to deposit today to reach your goal? $32,208.91 $32,133.08 $33,139.28 O $30,003.22 O None of the above